{"id":7,"date":"2023-06-23T23:21:37","date_gmt":"2023-06-23T23:21:37","guid":{"rendered":"https:\/\/empoweredideas.com\/HCG\/?page_id=7"},"modified":"2025-01-27T10:42:20","modified_gmt":"2025-01-27T15:42:20","slug":"home","status":"publish","type":"page","link":"https:\/\/empoweredideas.com\/HCG\/","title":{"rendered":"Home"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221; content_placement=&#8221;top&#8221; full_width_row=&#8221;true&#8221;][vc_column css=&#8221;.vc_custom_1734935761381{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1734998870803{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1735001004681{padding-top: 0px !important;padding-bottom: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;]\n<div class=\"slider-simple shortcode-photo-slider owl-carousel dt-owl-carousel-init photoSlider\" data-width=\"800\" data-height=\"275\" data-autoslide=\"8000\" data-paused=\"false\" style=\"width: 100%\" data-img-mode=\"fill\">\n\t<div class=\"slide-item\">\n\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"preload-me aspect\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/06\/174008433_l_normal_none-scaled.jpg\" srcset=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/06\/174008433_l_normal_none-scaled.jpg 2560w\" style=\"--ratio: 2560 \/ 1709\" sizes=\"(max-width: 2560px) 100vw, 2560px\" width=\"2560\" height=\"1709\"  alt=\"\"  \/>\n\t\t<div class=\"slider-post-caption\">\n\t\t\t<div class=\"slider-post-inner\">\n\t\t\t\t<h4>It&#8217;s move in day!<\/h4>\n\t\t\t<\/div>\n\t\t<\/div><\/div>\n\t<div class=\"slide-item\">\n\t\t<img decoding=\"async\" class=\"preload-me aspect\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/08\/188839875_l_normal_none-scaled.jpg\" srcset=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/08\/188839875_l_normal_none-scaled.jpg 2560w\" style=\"--ratio: 2560 \/ 1699\" sizes=\"(max-width: 2560px) 100vw, 2560px\" width=\"2560\" height=\"1699\"  alt=\"\"  \/>\n\t\t<div class=\"slider-post-caption\">\n\t\t\t<div class=\"slider-post-inner\">\n\t\t\t\t<h4>Making Homeownership a Reality<\/h4>\n\t\t\t<\/div>\n\t\t<\/div><\/div>\n\t<div class=\"slide-item\">\n\t\t<img decoding=\"async\" class=\"preload-me aspect\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/11\/Guiding-Paths-to-Home-Ownership.jpg\" srcset=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/11\/Guiding-Paths-to-Home-Ownership.jpg 1568w\" style=\"--ratio: 1568 \/ 544\" sizes=\"(max-width: 1568px) 100vw, 1568px\" width=\"1568\" height=\"544\"  alt=\"\"  \/>\n\t\t<div class=\"slider-post-caption\">\n\t\t\t<div class=\"slider-post-inner\">\n\t\t\t\t<h4>Guiding Paths to Home Ownership<\/h4>\n\t\t\t<\/div>\n\t\t<\/div><\/div>\n\t<div class=\"slide-item\">\n\t\t<img loading=\"lazy\" decoding=\"async\" class=\"preload-me aspect\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/12\/Hands-and-Homes.jpg\" srcset=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/12\/Hands-and-Homes.jpg 1176w\" style=\"--ratio: 1176 \/ 408\" sizes=\"(max-width: 1176px) 100vw, 1176px\" width=\"1176\" height=\"408\"  alt=\"\"  \/>\n\t\t<div class=\"slider-post-caption\">\n\t\t\t<div class=\"slider-post-inner\">\n\t\t\t\t<h4>Turning Dreams into reality one home at a time.<\/h4>\n\t\t\t<\/div>\n\t\t<\/div><\/div>\n\t<div class=\"slide-item\">\n\t\t<img loading=\"lazy\" decoding=\"async\" class=\"preload-me aspect\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/06\/175222799_l_normal_none-scaled.jpg\" srcset=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/06\/175222799_l_normal_none-scaled.jpg 2560w\" style=\"--ratio: 2560 \/ 1346\" sizes=\"(max-width: 2560px) 100vw, 2560px\" width=\"2560\" height=\"1346\"  alt=\"\"  \/>\n\t\t<div class=\"slider-post-caption\">\n\t\t\t<div class=\"slider-post-inner\">\n\t\t\t\t<h4>Working with Lenders and Realtors to Make Homeownership a Reality<\/h4>\n\t\t\t<\/div>\n\t\t<\/div><\/div>\n\t<div class=\"slide-item\">\n\t\t<img loading=\"lazy\" decoding=\"async\" class=\"preload-me aspect\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/11\/HCG-Cover-1.jpg\" srcset=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/11\/HCG-Cover-1.jpg 1152w\" style=\"--ratio: 1152 \/ 448\" sizes=\"(max-width: 1152px) 100vw, 1152px\" width=\"1152\" height=\"448\"  alt=\"\"  \/>\n\t\t<div class=\"slider-post-caption\">\n\t\t\t<div class=\"slider-post-inner\">\n\t\t\t\t<h4>HCG Cover 1<\/h4>\n\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1732186662751{background-color: #0055C9 !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1701134119120{margin-top: 6px !important;margin-bottom: 6px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1732186857082{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Welcome to Housing Consultants Group<\/strong><\/span><\/h3>\n<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><em>We guide individuals and families on the path to generational wealth through education and counseling programs focused on financial stability and sustainable homeownership.<\/em><\/span><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row anchor=&#8221;Contact&#8221;][vc_column][vc_empty_space height=&#8221;50px&#8221;][vc_text_separator title=&#8221;HOUSING CONSULTANTS GROUP CELEBRATES 20 YEARS!&#8221; color=&#8221;blue&#8221; border_width=&#8221;2&#8243; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/6&#8243;]\n<div id=\"interactive-banner-1-wrap-4316\" class=\"ult-banner-block ult-adjust-bottom-margin ult-bb-box  banner-style02 \"   style=\"\">\n\t<img decoding=\"async\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2023\/06\/127284874_l_Square-500-x-500.jpg\" alt=\"null\">\n\t<h3  data-ultimate-target='#interactive-banner-1-wrap-4316 .bb-top-title '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"title-center bb-top-title ult-responsive\" style=\"font-weight:normal;background:#0055C9;color:#ffffff;\">Homebuyer Education Program<\/h3>\n\t<div class=\"mask opaque-background\" style=\"background:#0055c9;\">\n\t\t<div  data-ultimate-target='#interactive-banner-1-wrap-4316 .bb-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"bb-description ult-responsive\" style=\"font-weight:normal;color:#ffffff;\">Are you buying a home in the next 6 to 12 months? We can help.<\/div>\n\t<\/div><a class=\"bb-link\" href=\"https:\/\/empoweredideas.com\/HCG\/homebuyer-education\/\" title=\"Home Ownership Counseling \/ Homebuyer Education (HBE)\" ><\/a>\n<\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]\n<div id=\"interactive-banner-1-wrap-9189\" class=\"ult-banner-block ult-adjust-bottom-margin ult-bb-box  banner-style04 \"   style=\"\">\n\t<img decoding=\"async\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2023\/06\/175334490_l_Square-500-x-500.jpg\" alt=\"null\">\n\t<h3  data-ultimate-target='#interactive-banner-1-wrap-9189 .bb-top-title '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"title-center bb-top-title ult-responsive\" style=\"font-weight:normal;background:#0055C9;color:#ffffff;\">Financial Wellness Bootcamp<\/h3>\n\t<div class=\"mask opaque-background\" style=\"background:#0055c9;\">\n\t\t<div  data-ultimate-target='#interactive-banner-1-wrap-9189 .bb-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"bb-description ult-responsive\" style=\"font-weight:normal;color:#ffffff;\">A sequential approach to homebuying education, based on credit and credit score, designed to move you up.<\/div>\n\t<\/div><a class=\"bb-link\" href=\"https:\/\/empoweredideas.com\/HCG\/financial-wellness-bootcamp\/\" title=\"Financial Wellness Bootcamp\" ><\/a>\n<\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]\n<div id=\"interactive-banner-1-wrap-9519\" class=\"ult-banner-block ult-adjust-bottom-margin ult-bb-box  banner-style04 \"   style=\"\">\n\t<img decoding=\"async\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/10\/Coin-House-SQ.png\" alt=\"null\">\n\t<h3  data-ultimate-target='#interactive-banner-1-wrap-9519 .bb-top-title '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"title-center bb-top-title ult-responsive\" style=\"font-weight:normal;background:#0055C9;color:#ffffff;\">Individual Development Account<\/h3>\n\t<div class=\"mask opaque-background\" style=\"background:#0055c9;\">\n\t\t<div  data-ultimate-target='#interactive-banner-1-wrap-9519 .bb-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"bb-description ult-responsive\" style=\"font-weight:normal;color:#ffffff;\">Homebuying education with monthly meetings and coaching to help you prepare for homeownership.<\/div>\n\t<\/div><a class=\"bb-link\" href=\"https:\/\/empoweredideas.com\/HCG\/individual-development-account\/\" title=\"Individual Development Account (IDA) Program\" ><\/a>\n<\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]\n<div id=\"interactive-banner-1-wrap-4039\" class=\"ult-banner-block ult-adjust-bottom-margin ult-bb-box  banner-style03 \"   style=\"\">\n\t<img decoding=\"async\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/11\/Square-House.jpg\" alt=\"null\">\n\t<h3  data-ultimate-target='#interactive-banner-1-wrap-4039 .bb-top-title '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"title-center bb-top-title ult-responsive\" style=\"font-weight:normal;background:#0055C9;color:#ffffff;\">Foreclosure Prevention &amp; Financial Counseling<\/h3>\n\t<div class=\"mask opaque-background\" style=\"background:#0055c9;\">\n\t\t<div  data-ultimate-target='#interactive-banner-1-wrap-4039 .bb-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"bb-description ult-responsive\" style=\"font-weight:normal;color:#ffffff;\">Unplanned hardships can be life altering. Our foreclosure prevention and financial sustainability counseling services are here to help walk you through your options.<\/div>\n\t<\/div><a class=\"bb-link\" href=\"https:\/\/empoweredideas.com\/HCG\/foreclosure-prevention\/\" title=\"Foreclosure Prevention &amp; Financial Sustainability Counseling\" ><\/a>\n<\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]\n<div id=\"interactive-banner-1-wrap-1371\" class=\"ult-banner-block ult-adjust-bottom-margin ult-bb-box  banner-style02 \"   style=\"\">\n\t<img decoding=\"async\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/11\/Square-Walking-into-New-Home.jpg\" alt=\"null\">\n\t<h3  data-ultimate-target='#interactive-banner-1-wrap-1371 .bb-top-title '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"title-center bb-top-title ult-responsive\" style=\"font-weight:normal;background:#0055C9;color:#ffffff;\">Getting Lenders &amp; Realtors Involved<\/h3>\n\t<div class=\"mask opaque-background\" style=\"background:#0055c9;\">\n\t\t<div  data-ultimate-target='#interactive-banner-1-wrap-1371 .bb-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"bb-description ult-responsive\" style=\"font-weight:normal;color:#ffffff;\">HCG has an extensive network of partners, including lenders, realtors, housing professionals that embrace the importance of sustainable homeownership. Learn more and join our partnership.<\/div>\n\t<\/div><a class=\"bb-link\" href=\"https:\/\/empoweredideas.com\/HCG\/lender-realtor-training\/\" title=\"Lender \/ Realtor Training\" ><\/a>\n<\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]\n<div id=\"interactive-banner-1-wrap-8790\" class=\"ult-banner-block ult-adjust-bottom-margin ult-bb-box  banner-style03 \"   style=\"\">\n\t<img decoding=\"async\" src=\"https:\/\/empoweredideas.com\/HCG\/wp-content\/uploads\/2024\/11\/Square-Thinking-about-Finances-scaled.jpg\" alt=\"null\">\n\t<h3  data-ultimate-target='#interactive-banner-1-wrap-8790 .bb-top-title '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"title-center bb-top-title ult-responsive\" style=\"font-weight:normal;background:#0055C9;color:#ffffff;\">Not Sure Where to Begin?<\/h3>\n\t<div class=\"mask opaque-background\" style=\"background:#0055c9;\">\n\t\t<div  data-ultimate-target='#interactive-banner-1-wrap-8790 .bb-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"bb-description ult-responsive\" style=\"font-weight:normal;color:#ffffff;\">Take our quick interactive survey to help you identify which program is best for you.<\/div>\n\t<\/div><a class=\"bb-link\" href=\"https:\/\/empoweredideas.com\/HCG\/start\/\" title=\"Start Your Journey\" ><\/a>\n<\/div>[\/vc_column][\/vc_row][vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221; content_placement=&#8221;middle&#8221; full_width_row=&#8221;true&#8221; css=&#8221;.vc_custom_1735001459715{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #0055C9 !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1701137636784{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;325&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734898856724{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/start\/&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1734899662016{padding-top: 0px !important;}&#8221;][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1734900127693{margin-bottom: 35px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #e6e6e6;\"><strong>Not Sure Where to Begin? Find Out Which Class is Best for You!<\/strong><\/span><\/h2>\n<h4><span style=\"color: #e6e6e6;\">Take our quick interactive survey to help you identify which program is best for you.<\/span><\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;12px&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content&#8221; content_placement=&#8221;middle&#8221; full_width_row=&#8221;true&#8221; css=&#8221;.vc_custom_1735001508657{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #6BC200 !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1701138170322{padding-top: 60px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;][vc_empty_space][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1701138024095{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1734900117234{margin-bottom: 35px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: left;\"><a href=\"https:\/\/empoweredideas.com\/HCG\/homebuyer-education\/\"><span style=\"color: #e6e6e6;\"><strong>Homebuyer Education Program<\/strong><\/span><\/a><\/h2>\n<h4 style=\"text-align: left;\"><span style=\"color: #e6e6e6;\">Are you buying a home in the next 6 to 12 months? We can help! Eligible participants may also apply for local down payment assistance programs at the completion of this course. <\/span><\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;301&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734898900057{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/homebuyer-education\/&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;12px&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content&#8221; content_placement=&#8221;middle&#8221; full_width_row=&#8221;true&#8221; css=&#8221;.vc_custom_1735001710368{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #0055C9 !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1701137636784{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;322&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734898811374{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;empoweredideas.com\/HCG\/financial-wellness-bootcamp\/&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1734900106885{margin-bottom: 35px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: left;\"><a href=\"https:\/\/empoweredideas.com\/HCG\/financial-wellness-bootcamp\/\"><span style=\"color: #e6e6e6;\"><strong>Financial Wellness Bootcamp<\/strong><\/span><\/a><\/h2>\n<h4 style=\"text-align: left;\"><span style=\"color: #e6e6e6;\">The Financial Wellness \u201cBootcamp\u201d is designed to teach financial essentials and lays the foundation for financial responsibility and potential pathways to homeownership through budgeting and credit literacy classes.\u00a0<\/span><\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;12px&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content&#8221; content_placement=&#8221;middle&#8221; full_width_row=&#8221;true&#8221; css=&#8221;.vc_custom_1735001736083{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #6BC200 !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1701138184841{padding-top: 60px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;][vc_empty_space][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1734900091156{margin-bottom: 35px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #e6e6e6;\"><strong>Individual Development Account<\/strong><\/span><\/h2>\n<h4><span style=\"color: #e6e6e6;\">A sequential approach to homebuying education with monthly meetings and coaching to help you prepare for homeownership. The Individual Development Account (IDA) Program empowers participants to become well-informed and educated consumers, and thus realize a path to homeownership within the next 6-12 months.\u00a0<\/span><\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;294&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734898797168{margin-bottom: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/foreclosure-prevention\/&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;12px&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; full_width_row=&#8221;true&#8221; css=&#8221;.vc_custom_1735001754935{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 25px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #0055C9 !important;border-left-style: initial !important;border-right-style: initial !important;border-top-style: initial !important;border-bottom-style: initial !important;border-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1701137636784{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;292&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734899515044{margin-bottom: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/foreclosure-prevention\/&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1734899857429{border-color: #ffffff !important;}&#8221;][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1734900068840{margin-bottom: 35px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: left;\"><span style=\"color: #e6e6e6;\"><strong>Foreclosure Prevention &amp; Financial Sustainability Counseling<\/strong><\/span><\/h2>\n<h4 style=\"text-align: left;\"><span style=\"color: #e6e6e6;\">Unplanned hardships can be life altering. Our foreclosure prevention and financial sustainability counseling services are here to help walk you through your options. Compassionate counselors are available to help find the resources and insight you need, and can be a vital advocate.\u00a0<\/span><\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;12px&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; full_width_row=&#8221;true&#8221; css=&#8221;.vc_custom_1735001774451{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #6BC200 !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1701138184841{padding-top: 60px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;][vc_empty_space][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1735001080455{margin-bottom: 35px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: left;\"><span style=\"color: #e6e6e6;\"><strong>Post Purchase Counseling <\/strong><\/span><\/h2>\n<h4 style=\"text-align: left;\"><span style=\"color: #e6e6e6;\">The Post-Purchase Class is designed for current homeowners, new and not-so new homeowners, and helps new homeowners transition during the first year, while also providing information on emergency planning and routine home maintenance&#8211;valuable information for anyone whose goal is to protect and preserve their home.<\/span><\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;293&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734899471773{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/individual-development-account\/&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;12px&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1735001788881{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #0055C9 !important;border-left-style: initial !important;border-right-style: initial !important;border-top-style: initial !important;border-bottom-style: initial !important;border-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1734899212868{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;321&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734898742102{margin-bottom: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/foreclosure-prevention\/&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1734899911759{border-color: #ffffff !important;}&#8221;][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1734971066577{margin-bottom: 35px !important;}&#8221;]<\/p>\n<h2><span style=\"color: #e6e6e6;\"><strong>Getting Lenders &amp; Realtors Involved<\/strong><\/span><\/h2>\n<h4><span style=\"color: #e6e6e6;\">HCG has an extensive network of partners, including lenders, realtors, and housing professionals that embrace the importance of sustainable homeownership. HCG partners with lenders and realtors to provide critical training and application support for those interested in participating in the City of Greensboro and City of High Point Downpayment Assistance (DPA) Programs. Learn more and join our partnership.<\/span><\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_empty_space][\/vc_column][\/vc_row][vc_row margin_top=&#8221;20&#8243; margin_bottom=&#8221;20&#8243; css=&#8221;.vc_custom_1701141884572{margin-bottom: 20px !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;301&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1719433260411{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/homebuyer-education\/&#8221;]<div id=\"ultimate-heading-84146a66bb6517e03\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-84146a66bb6517e03 uvc-1096  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-84146a66bb6517e03 h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;color:#0055c9;\">Homebuyer Education<\/h2><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;322&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734572951217{margin-top: 25px !important;margin-right: 25px !important;margin-bottom: 25px !important;margin-left: 25px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/financial-wellness-bootcamp\/&#8221;]<div id=\"ultimate-heading-65606a66bb6517e35\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-65606a66bb6517e35 uvc-2495  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-65606a66bb6517e35 h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;color:#6bc200;\">Financial Wellness Bootcamp<\/h2><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;294&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734572929888{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/individual-development-account\/&#8221;]<div id=\"ultimate-heading-5746a66bb6517e4f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-5746a66bb6517e4f uvc-870  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-5746a66bb6517e4f h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;color:#0055c9;\">Individual Development Account<\/h2><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;292&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1719433293658{margin-top: 25px !important;margin-right: 25px !important;margin-bottom: 25px !important;margin-left: 25px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/foreclosure-prevention\/&#8221;]<div id=\"ultimate-heading-71676a66bb6517e66\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-71676a66bb6517e66 uvc-8895  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-71676a66bb6517e66 h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;color:#6bc200;\">Foreclosure Prevention &amp; Financial Sustainability<\/h2><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;293&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734572871500{margin-top: 25px !important;margin-right: 25px !important;margin-bottom: 25px !important;margin-left: 25px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/foreclosure-prevention\/&#8221;]<div id=\"ultimate-heading-23516a66bb6517e7c\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-23516a66bb6517e7c uvc-2660  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-23516a66bb6517e7c h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;color:#0055c9;\">Post Purchase Counseling<\/h2><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_single_image image=&#8221;321&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;custom_link&#8221; css=&#8221;.vc_custom_1734572826977{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;}&#8221; link=&#8221;https:\/\/empoweredideas.com\/HCG\/lender-realtor-training\/&#8221;]<div id=\"ultimate-heading-54706a66bb6517e93\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-54706a66bb6517e93 uvc-4840  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-54706a66bb6517e93 h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;color:#6bc200;\">Lender &amp; Realtor Training<\/h2><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_single_image image=&#8221;349&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;vc_default&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221; content_placement=&#8221;top&#8221; full_width_row=&#8221;true&#8221;][vc_column css=&#8221;.vc_custom_1734935761381{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1734998870803{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1735001004681{padding-top: 0px !important;padding-bottom: 0px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1732186662751{background-color: #0055C9 !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1701134119120{margin-top: 6px !important;margin-bottom: 6px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry","description-off"],"_links":{"self":[{"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":145,"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":903,"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/pages\/7\/revisions\/903"}],"wp:attachment":[{"href":"https:\/\/empoweredideas.com\/HCG\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}